{"id":9159,"date":"2010-07-15T07:32:04","date_gmt":"2010-07-15T05:32:04","guid":{"rendered":"https:\/\/www.ccooservicios.es\/ibercaja\/circulares-sindicales\/por-el-futuro-de-las-cajas-i\/"},"modified":"2026-04-16T00:51:05","modified_gmt":"2026-04-15T22:51:05","slug":"por-el-futuro-de-las-cajas-i","status":"publish","type":"post","link":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/","title":{"rendered":"Por el futuro de las Cajas (I)."},"content":{"rendered":"<p><span style=\"FONT-FAMILY: Arial\"><span style=\"FONT-SIZE: small\"><span style=\"FONT-FAMILY: Arial\">Ya est\u00e1 listo el traje&nbsp;<\/span><span style=\"FONT-FAMILY: 'Arial','sans-serif'; FONT-SIZE: 12pt; mso-ansi-language: ES\"><span style=\"FONT-FAMILY: 'Arial','sans-serif'; FONT-SIZE: 12pt; mso-ansi-language: ES\">&nbsp;<\/span><\/span><\/span><\/span><span 12pt;=\"\" arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" font-size:=\"\" style=\"FONT-FAMILY: \"><span 12pt;=\"\" arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" font-size:=\"\" style=\"FONT-FAMILY: \"><span style=\"FONT-SIZE: small\"><span 12pt;=\"\" arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" font-size:=\"\" style=\"FONT-FAMILY: \"><span 12pt;=\"\" arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" font-size:=\"\" style=\"FONT-FAMILY: \">\u201ca medida\u201d s\u00ed,&nbsp; pero de madera.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p style=\"TEXT-ALIGN: justify; LINE-HEIGHT: normal; MARGIN: 0cm -10.05pt 0pt 0cm; mso-layout-grid-align: none\" class=\"MsoNormal\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \"><span style=\"FONT-SIZE: small\">El pasado 13 de julio, se public\u00f3 el <a href=\"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2026\/04\/RDL11.pdf\" shape=\"rect\">decreto-ley 11\/2010<\/a>, de \u00f3rganos de gobierno y otros aspectos de r\u00e9gimen jur\u00eddico de las Cajas de Ahorros, que aborda la tantas veces anunciada reforma de su legislaci\u00f3n. Una reforma que se justifica te\u00f3ricamente en la mejora de solvencia de las entidades y en la \u201cdespolitizaci\u00f3n\u201d de sus \u00f3rganos de gobierno. No obstante, bajo dicha coartada, en la pr\u00e1ctica lo que realmente se hace es <b style=\"mso-bidi-font-weight: normal\">abrir no una, sino varias puertas que pueden acabar progresivamente con la naturaleza jur\u00eddica de las cajas<\/b>, tal como las hemos conocido hasta ahora. <\/p>\n<p align=\"justify\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \"><span style=\"FONT-SIZE: small\">El redactado del decreto pone de manifiesto la <b style=\"mso-bidi-font-weight: normal\">falta de voluntad pol\u00edtica por parte del Gobierno para garantizar el modelo social de las Cajas<\/b>. M\u00e1s all\u00e1 de medidas que pudieran ser adecuadas en otro marco, o bajo otras intencionalidades,<span style=\"mso-spacerun: yes\">&nbsp; <\/span><b style=\"mso-bidi-font-weight: normal\">la Reforma es un compendio de medidas interesadas e incluso contradictorias<\/b>: Como ejemplo significativo, el decreto Zurbano aprobado en abril permit\u00eda que una de las cajas integrantes de un SIP fuera la entidad central. Tres meses despu\u00e9s, solo puede serlo una sociedad an\u00f3nima. <\/span><\/span><\/p>\n<p><\/span><\/span><\/p>\n<p align=\"center\" style=\"BORDER-BOTTOM: #c00000; TEXT-ALIGN: center; BORDER-LEFT: #c00000; PADDING-BOTTOM: 0cm; LINE-HEIGHT: normal; MARGIN: 0cm 0cm 0pt; PADDING-LEFT: 0cm; PADDING-RIGHT: 0cm; BACKGROUND: #c00000; BORDER-TOP: #c00000; BORDER-RIGHT: #c00000; PADDING-TOP: 0cm; mso-layout-grid-align: none; mso-element: para-border-div; mso-border-alt: solid #C00000 .5pt; mso-padding-alt: 1.0pt 4.0pt 1.0pt 0cm\" class=\"MsoNormal\"><b style=\"mso-bidi-font-weight: normal\"><span 12pt;=\"\" es?=\"\" mso-ansi-language:=\"\" font-size:=\"\" es;=\"\" mso-fareast-language:=\"\" calibri;=\"\" mso-bidi-font-family:=\"\" color:=\"\" gothic?,?sans-serif?;=\"\" century=\"\" white;=\"\" style=\"FONT-FAMILY: \"><span style=\"COLOR: #ffffff\">Seg\u00fan el Decreto, las cajas podr\u00e1n acogerse a alguna de estas alternativas:<\/span> <\/span><\/b><\/p>\n<p align=\"justify\"><span style=\"FONT-FAMILY: Wingdings; COLOR: #c00000; mso-ansi-language: ES; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-language: ES\"><span style=\"mso-list: Ignore\"><span style=\"FONT-SIZE: small\">n<\/span><span new=\"\" times=\"\" roman??=\"\" style=\"LINE-HEIGHT: normal; FONT-VARIANT: normal; FONT-STYLE: normal; FONT-SIZE: 7pt; FONT-WEIGHT: normal\">&nbsp; <\/span><\/span><\/span><span style=\"FONT-SIZE: small\"><b style=\"mso-bidi-font-weight: normal\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" color:=\"\" #c00000;=\"\" style=\"FONT-FAMILY: \">Mantener su condici\u00f3n de caja de ahorros<\/span><\/b><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \">, como hasta ahora, con el nuevo r\u00e9gimen de <b style=\"mso-bidi-font-weight: normal\">cuotas participativas<\/b>, cuyos titulares podr\u00e1n tener derechos pol\u00edticos, en proporci\u00f3n a su participaci\u00f3n en el patrimonio de la caja (un solo titular podr\u00eda llegar a alcanzar el 50%). <\/p>\n<p align=\"justify\"><span style=\"FONT-FAMILY: Wingdings; COLOR: #c00000; mso-ansi-language: ES; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-language: ES\"><span style=\"mso-list: Ignore\"><span style=\"FONT-SIZE: small\">n<\/span><span new=\"\" times=\"\" roman??=\"\" style=\"LINE-HEIGHT: normal; FONT-VARIANT: normal; FONT-STYLE: normal; FONT-SIZE: 7pt; FONT-WEIGHT: normal\">&nbsp; <\/span><\/span><\/span><span style=\"FONT-SIZE: small\"><b style=\"mso-bidi-font-weight: normal\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" color:=\"\" #c00000;=\"\" style=\"FONT-FAMILY: \">Integrarse en un Sistema Institucional de Protecci\u00f3n<\/span><\/b><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \">, centralizando sus competencias y beneficios en una sociedad central en forma de Banco. <\/p>\n<p align=\"justify\"><span style=\"FONT-FAMILY: Wingdings; COLOR: #c00000; mso-ansi-language: ES; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-language: ES\"><span style=\"mso-list: Ignore\"><span style=\"FONT-SIZE: small\">n<\/span><span new=\"\" times=\"\" roman??=\"\" style=\"LINE-HEIGHT: normal; FONT-VARIANT: normal; FONT-STYLE: normal; FONT-SIZE: 7pt; FONT-WEIGHT: normal\">&nbsp; <\/span><\/span><\/span><span style=\"FONT-SIZE: small\"><b style=\"mso-bidi-font-weight: normal\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" color:=\"\" #c00000;=\"\" style=\"FONT-FAMILY: \">Ceder todo su negocio financiero a un Banco<\/span><\/b><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \"> manteniendo su condici\u00f3n de caja, permaneciendo en la caja la obra social y la cartera industrial. <\/p>\n<p align=\"justify\"><span style=\"FONT-FAMILY: Wingdings; COLOR: #c00000; mso-ansi-language: ES; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-language: ES\"><span style=\"mso-list: Ignore\"><span style=\"FONT-SIZE: small\">n<\/span><span new=\"\" times=\"\" roman??=\"\" style=\"LINE-HEIGHT: normal; FONT-VARIANT: normal; FONT-STYLE: normal; FONT-SIZE: 7pt; FONT-WEIGHT: normal\">&nbsp; <\/span><\/span><\/span><span style=\"FONT-SIZE: small\"><b style=\"mso-bidi-font-weight: normal\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" color:=\"\" #c00000;=\"\" style=\"FONT-FAMILY: \">Transformarse en fundaci\u00f3n<\/span><\/b><b style=\"mso-bidi-font-weight: normal\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \">&nbsp;<\/span><\/b><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \">cediendo todo su negocio como entidad de cr\u00e9dito a un banco en el que participa. <\/p>\n<p align=\"justify\"><span style=\"FONT-SIZE: small\"><b style=\"mso-bidi-font-weight: normal\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \">Estas modificaciones legislativas suponen, sin duda, el riesgo cierto de desaparici\u00f3n del modelo de propiedad de las cajas de ahorros. <\/span><\/b><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \">El pr\u00f3ximo d\u00eda 20 de julio, el acuerdo PSOE-PP posibilitar\u00e1 la convalidaci\u00f3n del decreto en el Congreso, dando carta de naturaleza no ya s\u00f3lo a la entrada de cuotas participativas sin limitaci\u00f3n de facto o a las sociedades centrales bancarias como \u00fanica f\u00f3rmula para articular los SIPs, sino incluso a experimentos inspirados en la desaparici\u00f3n de las cajas italianas, ya probados por el Banco de Espa\u00f1a en CCM. <\/p>\n<p align=\"justify\"><span style=\"FONT-SIZE: small\"><b style=\"mso-bidi-font-weight: normal\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \">Tiempo habr\u00e1 de evaluar las responsabilidades en este proceso: <\/span><\/b><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \">desde las propias del m\u00e1ximo responsable de la supervisi\u00f3n del sector, que incapaz de poner coto al proceso de endeudamiento incontrolado de las cajas durante el \u00abladrillazo\u00bb se sit\u00faa ahora a la cabeza de los defensores de su desamortizaci\u00f3n, hasta las atribuibles a los partidos pol\u00edticos en todos los \u00e1mbitos, cuya inacci\u00f3n ha provocado que unas entidades centenarias, que representan la mitad del sistema financiero nacional, est\u00e9n en peligro cierto de diluirse en manos privadas.<\/span><\/span><\/p>\n<p><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \"><span style=\"FONT-SIZE: small\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \"><b style=\"mso-bidi-font-weight: normal\"><\/p>\n<p style=\"BORDER-BOTTOM: #c00000; TEXT-ALIGN: justify; BORDER-LEFT: #c00000; PADDING-BOTTOM: 0cm; LINE-HEIGHT: normal; MARGIN: 0cm 0cm 0pt; PADDING-LEFT: 0cm; PADDING-RIGHT: 0cm; BORDER-TOP: #c00000; BORDER-RIGHT: #c00000; PADDING-TOP: 0cm; mso-layout-grid-align: none; mso-element: para-border-div; mso-border-alt: solid #C00000 2.25pt; mso-padding-alt: 1.0pt 0cm 1.0pt 4.0pt; tab-stops: 474.9pt\" class=\"MsoNormal\"><span style=\"FONT-SIZE: small\"><b style=\"mso-bidi-font-weight: normal\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" color:=\"\" #c00000;=\"\" style=\"FONT-FAMILY: \">Pero ahora lo que nos ocupa es el presente y el futuro inmediato: <\/span><\/b><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \">Porque s\u00f3lo el compromiso de los sectores implicados en las cajas (impositores, empleados, sindicatos, instituciones representativas, en resumen, la sociedad civil), tanto en la adaptaci\u00f3n legislativa en las Comunidades Aut\u00f3nomas como en la actuaci\u00f3n en cada caja, pueden detener este proceso o, al menos, orientarlo al <b style=\"mso-bidi-font-weight: normal\"><span style=\"COLOR: #c00000\">mantenimiento de un modelo social<\/span><\/b>, una l\u00ednea de actuaci\u00f3n en la que subyace adem\u00e1s la defensa del empleo y de las condiciones laborales. <b style=\"mso-bidi-font-weight: normal\"><span style=\"COLOR: #c00000\">Y COMFIA-CCOO estar\u00e1 a la cabeza<\/span>. <\/b><\/span><\/span><\/p>\n<p style=\"BORDER-BOTTOM: #c00000; TEXT-ALIGN: justify; BORDER-LEFT: #c00000; PADDING-BOTTOM: 0cm; LINE-HEIGHT: normal; MARGIN: 0cm 0cm 0pt; PADDING-LEFT: 0cm; PADDING-RIGHT: 0cm; BORDER-TOP: #c00000; BORDER-RIGHT: #c00000; PADDING-TOP: 0cm; mso-layout-grid-align: none; mso-element: para-border-div; mso-border-alt: solid #C00000 2.25pt; mso-padding-alt: 1.0pt 0cm 1.0pt 4.0pt; tab-stops: 474.9pt\" class=\"MsoNormal\">&nbsp;<\/p>\n<p style=\"BORDER-BOTTOM: #c00000; TEXT-ALIGN: justify; BORDER-LEFT: #c00000; PADDING-BOTTOM: 0cm; LINE-HEIGHT: normal; MARGIN: 0cm 0cm 0pt; PADDING-LEFT: 0cm; PADDING-RIGHT: 0cm; BORDER-TOP: #c00000; BORDER-RIGHT: #c00000; PADDING-TOP: 0cm; mso-layout-grid-align: none; mso-element: para-border-div; mso-border-alt: solid #C00000 2.25pt; mso-padding-alt: 1.0pt 0cm 1.0pt 4.0pt; tab-stops: 474.9pt\" class=\"MsoNormal\"><span style=\"FONT-SIZE: small\"><span arial?,?sans-serif?;=\"\" es?=\"\" mso-ansi-language:=\"\" es;=\"\" mso-fareast-language:=\"\" style=\"FONT-FAMILY: \"><img loading=\"lazy\" decoding=\"async\" width=\"424\" height=\"679\" alt=\"\" border=\"0\" style=\"WIDTH: 513px; HEIGHT: 815px\" src=\"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2026\/04\/MapaCajas-1.avif\" \/><\/span><\/span><\/p>\n<p><\/b><\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ya est\u00e1 listo el traje&nbsp;&nbsp;\u201ca medida\u201d s\u00ed,&nbsp; pero de madera. El pasado 13 de julio, se public\u00f3 el decreto-ley 11\/2010, de \u00f3rganos de gobierno y otros aspectos de r\u00e9gimen jur\u00eddico de las Cajas de Ahorros, que aborda la tantas veces anunciada reforma de su legislaci\u00f3n. Una reforma que se justifica te\u00f3ricamente en la mejora de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[293,290,162],"tags":[],"class_list":["post-9159","post","type-post","status-publish","format-standard","hentry","category-fusiones","category-jornada","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Por el futuro de las Cajas (I). - Ibercaja<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Por el futuro de las Cajas (I). - Ibercaja\" \/>\n<meta property=\"og:description\" content=\"Ya est\u00e1 listo el traje&nbsp;&nbsp;\u201ca medida\u201d s\u00ed,&nbsp; pero de madera. El pasado 13 de julio, se public\u00f3 el decreto-ley 11\/2010, de \u00f3rganos de gobierno y otros aspectos de r\u00e9gimen jur\u00eddico de las Cajas de Ahorros, que aborda la tantas veces anunciada reforma de su legislaci\u00f3n. Una reforma que se justifica te\u00f3ricamente en la mejora de [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/\" \/>\n<meta property=\"og:site_name\" content=\"Ibercaja\" \/>\n<meta property=\"article:published_time\" content=\"2010-07-15T05:32:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T22:51:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2026\/04\/MapaCajas-1.avif\" \/>\n<meta name=\"author\" content=\"ccooservicios\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"ccooservicios\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/\"},\"author\":{\"name\":\"ccooservicios\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/#\\\/schema\\\/person\\\/b322f557c0929329bcc6173f29a18b3b\"},\"headline\":\"Por el futuro de las Cajas (I).\",\"datePublished\":\"2010-07-15T05:32:04+00:00\",\"dateModified\":\"2026-04-15T22:51:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/\"},\"wordCount\":631,\"publisher\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/wp-content\\\/uploads\\\/sites\\\/11\\\/2026\\\/04\\\/MapaCajas-1.avif\",\"articleSection\":[\"Fusiones\",\"Jornada\",\"Noticias\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/\",\"url\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/\",\"name\":\"Por el futuro de las Cajas (I). - Ibercaja\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/wp-content\\\/uploads\\\/sites\\\/11\\\/2026\\\/04\\\/MapaCajas-1.avif\",\"datePublished\":\"2010-07-15T05:32:04+00:00\",\"dateModified\":\"2026-04-15T22:51:05+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/wp-content\\\/uploads\\\/sites\\\/11\\\/2026\\\/04\\\/MapaCajas-1.avif\",\"contentUrl\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/wp-content\\\/uploads\\\/sites\\\/11\\\/2026\\\/04\\\/MapaCajas-1.avif\",\"width\":424,\"height\":679},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/noticias\\\/por-el-futuro-de-las-cajas-i\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fusiones\",\"item\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/categoria\\\/fusiones\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Por el futuro de las Cajas (I).\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/#website\",\"url\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/\",\"name\":\"Ibercaja\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/#organization\",\"name\":\"Ibercaja\",\"url\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/wp-content\\\/uploads\\\/sites\\\/11\\\/2025\\\/06\\\/Logo-CCOO-Ibercaja-alta-scaled.avif\",\"contentUrl\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/wp-content\\\/uploads\\\/sites\\\/11\\\/2025\\\/06\\\/Logo-CCOO-Ibercaja-alta-scaled.avif\",\"width\":2560,\"height\":429,\"caption\":\"Ibercaja\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/#\\\/schema\\\/person\\\/b322f557c0929329bcc6173f29a18b3b\",\"name\":\"ccooservicios\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66f7f24ed9a1b1a5f859b7c6d2e78a2eea714efe8b665a80b745cebee214503d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66f7f24ed9a1b1a5f859b7c6d2e78a2eea714efe8b665a80b745cebee214503d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66f7f24ed9a1b1a5f859b7c6d2e78a2eea714efe8b665a80b745cebee214503d?s=96&d=mm&r=g\",\"caption\":\"ccooservicios\"},\"sameAs\":[\"https:\\\/\\\/www.ccooservicios.es\"],\"url\":\"https:\\\/\\\/www.ccooservicios.es\\\/ibercaja\\\/author\\\/ccooservicios\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Por el futuro de las Cajas (I). - Ibercaja","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/","og_locale":"es_ES","og_type":"article","og_title":"Por el futuro de las Cajas (I). - Ibercaja","og_description":"Ya est\u00e1 listo el traje&nbsp;&nbsp;\u201ca medida\u201d s\u00ed,&nbsp; pero de madera. El pasado 13 de julio, se public\u00f3 el decreto-ley 11\/2010, de \u00f3rganos de gobierno y otros aspectos de r\u00e9gimen jur\u00eddico de las Cajas de Ahorros, que aborda la tantas veces anunciada reforma de su legislaci\u00f3n. Una reforma que se justifica te\u00f3ricamente en la mejora de [&hellip;]","og_url":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/","og_site_name":"Ibercaja","article_published_time":"2010-07-15T05:32:04+00:00","article_modified_time":"2026-04-15T22:51:05+00:00","og_image":[{"url":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2026\/04\/MapaCajas-1.avif","type":"","width":"","height":""}],"author":"ccooservicios","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"ccooservicios","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/#article","isPartOf":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/"},"author":{"name":"ccooservicios","@id":"https:\/\/www.ccooservicios.es\/ibercaja\/#\/schema\/person\/b322f557c0929329bcc6173f29a18b3b"},"headline":"Por el futuro de las Cajas (I).","datePublished":"2010-07-15T05:32:04+00:00","dateModified":"2026-04-15T22:51:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/"},"wordCount":631,"publisher":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/#organization"},"image":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/#primaryimage"},"thumbnailUrl":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2026\/04\/MapaCajas-1.avif","articleSection":["Fusiones","Jornada","Noticias"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/","url":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/","name":"Por el futuro de las Cajas (I). - Ibercaja","isPartOf":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/#primaryimage"},"image":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/#primaryimage"},"thumbnailUrl":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2026\/04\/MapaCajas-1.avif","datePublished":"2010-07-15T05:32:04+00:00","dateModified":"2026-04-15T22:51:05+00:00","breadcrumb":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/#primaryimage","url":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2026\/04\/MapaCajas-1.avif","contentUrl":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2026\/04\/MapaCajas-1.avif","width":424,"height":679},{"@type":"BreadcrumbList","@id":"https:\/\/www.ccooservicios.es\/ibercaja\/noticias\/por-el-futuro-de-las-cajas-i\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/www.ccooservicios.es\/ibercaja\/"},{"@type":"ListItem","position":2,"name":"Fusiones","item":"https:\/\/www.ccooservicios.es\/ibercaja\/categoria\/fusiones\/"},{"@type":"ListItem","position":3,"name":"Por el futuro de las Cajas (I)."}]},{"@type":"WebSite","@id":"https:\/\/www.ccooservicios.es\/ibercaja\/#website","url":"https:\/\/www.ccooservicios.es\/ibercaja\/","name":"Ibercaja","description":"","publisher":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ccooservicios.es\/ibercaja\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.ccooservicios.es\/ibercaja\/#organization","name":"Ibercaja","url":"https:\/\/www.ccooservicios.es\/ibercaja\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.ccooservicios.es\/ibercaja\/#\/schema\/logo\/image\/","url":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2025\/06\/Logo-CCOO-Ibercaja-alta-scaled.avif","contentUrl":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-content\/uploads\/sites\/11\/2025\/06\/Logo-CCOO-Ibercaja-alta-scaled.avif","width":2560,"height":429,"caption":"Ibercaja"},"image":{"@id":"https:\/\/www.ccooservicios.es\/ibercaja\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.ccooservicios.es\/ibercaja\/#\/schema\/person\/b322f557c0929329bcc6173f29a18b3b","name":"ccooservicios","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/66f7f24ed9a1b1a5f859b7c6d2e78a2eea714efe8b665a80b745cebee214503d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/66f7f24ed9a1b1a5f859b7c6d2e78a2eea714efe8b665a80b745cebee214503d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/66f7f24ed9a1b1a5f859b7c6d2e78a2eea714efe8b665a80b745cebee214503d?s=96&d=mm&r=g","caption":"ccooservicios"},"sameAs":["https:\/\/www.ccooservicios.es"],"url":"https:\/\/www.ccooservicios.es\/ibercaja\/author\/ccooservicios\/"}]}},"author_meta":{"display_name":"ccooservicios","author_link":"https:\/\/www.ccooservicios.es\/ibercaja\/author\/ccooservicios\/"},"featured_img":null,"coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.ccooservicios.es\/ibercaja\/categoria\/fusiones\/\" class=\"advgb-post-tax-term\">Fusiones<\/a>","<a href=\"https:\/\/www.ccooservicios.es\/ibercaja\/categoria\/jornada\/\" class=\"advgb-post-tax-term\">Jornada<\/a>","<a href=\"https:\/\/www.ccooservicios.es\/ibercaja\/categoria\/noticias\/\" class=\"advgb-post-tax-term\">Noticias<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Fusiones<\/span>","<span class=\"advgb-post-tax-term\">Jornada<\/span>","<span class=\"advgb-post-tax-term\">Noticias<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Publicado 16 a\u00f1os hace","modified":"Actualizado 5 meses hace"},"absolute_dates":{"created":"Publicado el 15 de julio de 2010","modified":"Actualizado el 16 de abril de 2026"},"absolute_dates_time":{"created":"Publicado el 15 de julio de 2010 07:32","modified":"Actualizado el 16 de abril de 2026 00:51"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/posts\/9159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/comments?post=9159"}],"version-history":[{"count":1,"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/posts\/9159\/revisions"}],"predecessor-version":[{"id":11702,"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/posts\/9159\/revisions\/11702"}],"wp:attachment":[{"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/media?parent=9159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/categories?post=9159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccooservicios.es\/ibercaja\/wp-json\/wp\/v2\/tags?post=9159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}