{"id":8786,"date":"2009-04-08T13:57:00","date_gmt":"2009-04-08T11:57:00","guid":{"rendered":"https:\/\/www.ccooservicios.es\/bbva\/zona\/estatales\/informacion-fiscal\/"},"modified":"2026-04-15T23:00:22","modified_gmt":"2026-04-15T21:00:22","slug":"informacion-fiscal","status":"publish","type":"post","link":"https:\/\/www.ccooservicios.es\/bbva\/comunicados\/informacion-fiscal\/","title":{"rendered":"Informaci\u00f3n Fiscal"},"content":{"rendered":"<p align=\"justify\">Os informamos sobre la desgravaci\u00f3n de la cuota sindical y retribuciones en especie (diferencial tipo en pr\u00e9stamos y cr\u00e9ditos) en la Declaraci\u00f3n de Renta.<\/p>\n<p align=\"justify\"><strong>DECLARACI&Oacute;N IRPF 2008&nbsp;&nbsp; <\/strong><br \/>\n    <strong>CUOTA SINDICAL<\/strong><\/p>\n<p align=\"justify\">La deducci&oacute;n de la base del IRPF, en el apartado de &ldquo;Gastos  por rendimiento del trabajo&rdquo;, por el importe total de la CUOTA SINDICAL DE  COMFIA-CCOO pagada en 2008, es en el caso de cuota general, la siguiente:&nbsp;&nbsp; 10,15 &euro; mes x 12 = <strong>121,80 <\/strong><strong>&euro;<\/strong><strong>.<\/strong><br \/>\n  Salvo en la Com. Aut. Vasca que es: 11,55 &euro; mes x12 = <strong>138,60 <\/strong><strong>&euro;<\/strong><strong>.<\/strong> <br \/>\n  En el BORRADOR de Declaraci&oacute;n no se incluye, cumpliendo as&iacute;  con la Ley de Protecci&oacute;n de Datos de car&aacute;cter personal, por lo que toca  modificarlo en la definitiva. <br \/>\n  Hay que tener en cuenta que en el resultado final <strong>la mayor devoluci&oacute;n o menor pago viene a  suponer aproximadamente entre el 30 y el 40% del importe de la cuota sindical.<\/strong><\/p>\n<p align=\"justify\"><strong>RETRIBUCIONES EN ESPECIE<\/strong><br \/>\n    <strong>DIFERENCIAL TIPO  EN PR&Eacute;STAMOS Y CR&Eacute;DITOS&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/strong><strong> <\/strong><\/p>\n<p align=\"justify\">El tipo de inter&eacute;s legal del dinero tiene  incidencia en nuestras n&oacute;minas  a trav&eacute;s de las Retribuciones en especie. Se  consideran ingresos por este concepto &ndash;Y POR LO TANTO SUJETO A IRPF- el  diferencial de intereses entre el tipo de inter&eacute;s legal y el realmente aplicado  en cada pr&eacute;stamo o cr&eacute;dito que pasa por n&oacute;mina, desde los pr&eacute;stamos sin inter&eacute;s  al cr&eacute;dito vario.<br \/>\n  El vigente hasta ahora era del 5,50%, poco acorde  con la realidad. El Gobierno ha decidido modificarlo con efectos 01\/04\/09:<br \/>\n  <strong>BOE  31\/03\/09. Modificaci&oacute;n de las Disposici&oacute;n adicional vig&eacute;simo s&eacute;ptima de la Ley  2\/2008 del 23\/12 de PGE para 2009.<\/strong><br \/>\n  <em>Uno.&nbsp;De  conformidad con lo dispuesto en el art&iacute;culo 1 de la Ley 24\/1984, de 29&nbsp; de  junio, sobre modificaci&oacute;n del tipo de inter&eacute;s legal del dinero, <strong>&eacute;ste queda establecido&nbsp; en el 4 por  ciento<\/strong> hasta el 31 de diciembre del a&ntilde;o 2009.<\/em><br \/>\nCOMFIA-CCOO hemos requerido a BBVA para que Administraci&oacute;n  de personal aplique la rebaja ya en esta N&oacute;mina de Abril.<\/p>\n<p align=\"justify\"><strong>COMFIA-CCOO,  tu sindicato &uacute;til y eficaz.<\/strong><\/p>\n<p align=\"center\"><strong><em>&iquest;A&uacute;n no est&aacute;s afiliado\/a?<\/em><\/strong><br \/>\n    <strong> &iexcl;D E C  &Iacute; D E T E!<\/strong> <br \/>\n    <strong><em>Ya somos m&aacute;s de 8.000<\/em><\/strong><\/p>\n<p align=\"justify\"><strong> Abril  2009<\/strong><\/p>\n<p><a href=\"https:\/\/www.ccooservicios.es\/bbva\/wp-content\/uploads\/sites\/7\/2026\/04\/20090408_info_hacienda.pdf\">leer Comunicado en pdf<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Os informamos sobre la desgravaci\u00f3n de la cuota sindical y retribuciones en especie (diferencial tipo en pr\u00e9stamos y cr\u00e9ditos) en la Declaraci\u00f3n de Renta. DECLARACI&Oacute;N IRPF 2008&nbsp;&nbsp; CUOTA SINDICAL La deducci&oacute;n de la base del IRPF, en el apartado de &ldquo;Gastos por rendimiento del trabajo&rdquo;, por el importe total de la CUOTA SINDICAL DE COMFIA-CCOO [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[188,172],"tags":[],"class_list":["post-8786","post","type-post","status-publish","format-standard","hentry","category-beneficiossociales","category-comunicados"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Informaci\u00f3n Fiscal - BBVA<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informaci\u00f3n Fiscal - BBVA\" \/>\n<meta property=\"og:description\" content=\"Os informamos sobre la desgravaci\u00f3n de la cuota sindical y retribuciones en especie (diferencial tipo en pr\u00e9stamos y cr\u00e9ditos) en la Declaraci\u00f3n de Renta. DECLARACI&Oacute;N IRPF 2008&nbsp;&nbsp; CUOTA SINDICAL La deducci&oacute;n de la base del IRPF, en el apartado de &ldquo;Gastos por rendimiento del trabajo&rdquo;, por el importe total de la CUOTA SINDICAL DE COMFIA-CCOO [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ccooservicios.es\/bbva\/comunicados\/informacion-fiscal\/\" \/>\n<meta property=\"og:site_name\" content=\"BBVA\" \/>\n<meta property=\"article:published_time\" content=\"2009-04-08T11:57:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T21:00:22+00:00\" \/>\n<meta name=\"author\" content=\"ccooservicios\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"ccooservicios\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/bbva\\\/comunicados\\\/informacion-fiscal\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/bbva\\\/comunicados\\\/informacion-fiscal\\\/\"},\"author\":{\"name\":\"ccooservicios\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/bbva\\\/#\\\/schema\\\/person\\\/b322f557c0929329bcc6173f29a18b3b\"},\"headline\":\"Informaci\u00f3n Fiscal\",\"datePublished\":\"2009-04-08T11:57:00+00:00\",\"dateModified\":\"2026-04-15T21:00:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/bbva\\\/comunicados\\\/informacion-fiscal\\\/\"},\"wordCount\":421,\"publisher\":{\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/bbva\\\/#organization\"},\"articleSection\":[\"Beneficios Sociales\",\"Comunicados\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ccooservicios.es\\\/bbva\\\/comunicados\\\/informacion-fiscal\\\/\",\"url\":\"https:\\\/\\\/www.ccooservicios.es\\\/bbva\\\/comunicados\\\/informacion-fiscal\\\/\",\"name\":\"Informaci\u00f3n Fiscal - 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